Fact Files & Downloads

Financial Planning always starts with establishing your income against your expenditure. We recommend that clients download this Budget Planner onto Excel to complete to help analyse personal income vs. expenditure:

Budget Planner (Excel download)

Biblical Principles of Financial Planning (ACFA)

This page also provides downloadable generic guidance on various relevant financial planning topics. For this reason we call these documents "Fact Files". Click on the relevant topic below and you will be able to view first and then print-off the appropriate Fact File or our latest Newsletter:

Fact-Files: Newsletters:         
Annuity Options AWFM March 2011 Newsletter 360 
Auto Enrolment AWFM May 2011 Newsletter 360
Calculating Tax Credits - case study AWFM Aug 2011 Newsletter 360
Cars AWFM Dec 2011 Newsletter 360
Cash is king AWFM Jan 2012 Newsletter 360
Coping with death AWFM Apr 2012 Newsletter 360
Credit Rating AWFM July 2012 Newsletter 360
Defined Benefit Pension Transfer Overview AWFM Oct 2012 Newsletter 360
Director or Partner Shareholder Protection Insurance AWFM Dec 2012 Newsletter 360
Discretionary Trusts
AWFM April 2013 Newsletter 360 
Ethical Investing
AWFM July 2013 Newsletter 360
Investing for Children
AWFM Oct 2013 Newsletter 360 
KIIDs (Key Investor Information Documents)
AWFM Dec 2013 Newsletter 360 
Lasting Power of Attorney AWFM April 2014 Newsletter 360
Life & Health Insurance AWFM July 2014 Newsletter 360
Long Term Care Reforms AWFM Dec 2014 Newsletter 360
NEST & Other State Pension issues AWFM April 2015 Newsletter 360
Pension Death Benefits - Dec 2015 AWFM July 2015 Newsletter 360
Pension Lifetime Allowance AWFM Dec 2015 Newsletter 360
Pension Options At Retirement - Sep 2015 AWFM April 2016 Newsletter 360
Revised Income Drawdown - Jul 2015 AWFM July 2016 Newsletter 360
State Pensions Explained AWFM Dec 2016 Newsletter 360
Sunset & Share Class Conversions - Dec 2015 AWFM April 2017 Newsletter 360
Understanding Risk AWFM July 2017 Newsletter 360
VAT on IFA services - Sep 2014 AWFM Oct 2017 Newsletter 360
With Profits Funds AWFM Dec 2017 Newsletter 360
AWFM Data Protection & Privacy Policy AWFM April 2018 Newsletter 360
  AWFM July 2018 Newsletter 360
  AWFM Dec 2018 Newsletter 360